Safety Techniques for Shopping on the web

Safety Techniques for Shopping on the web

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Fraud with credit cards seems to be all over the place and criminals love using the internet to steal credit card data due to the privacy it provides. Many consumers think the only way to protect themselves is to avoid shopping online all together. While this is a method to prevent credit card details from getting stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people are aware of the ease with which they can find the best deals while shopping on the internet. By just not shopping on the internet, you'd be giving up on all the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly when traveling. As with everything else that happens in the world, the most important thing is not to escape the problem but to comprehend the issue and implement a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.

Let's first discuss the steps to take if the credit card fraud occurred. There is no need to panic. Once the cardholder reports that their credit card information is compromised The credit card company won't be held accountable for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data was stolen. Credit card companies will shut down the card for further use and issue a replacement card in about a week or two However, this is an issue that many prefer not to deal with If they could.

The next step is to utilize the Secure Browsing Tool to check if a website is safe to browse, assuming one trusts Google naturally. The tool will tell you if a website is suspect or not, when Google has last examined it, and if the site has done anything suspicious previously, as well as report whether it's linked to any suspicious websites, even if the site itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the website in question is in fact secure or not.

Another level of protection that one can use when purchasing online is to use reputable third Amazon gutschein party payment methods. Nearly everyone has had the pleasure of using PayPal. They are perhaps the most widely used 3rd party payment method around the world. They permit users to pay for products and services through them. This means, for instance, that when a consumer purchases something the item, she isn't directly transferring money to the website she is shopping on. She is paying the amount due to PayPal, and then PayPal reimburses the merchant, meaning that the merchant does not have access to her credit card number and the credit card information was not transmitted over the internet during the transaction. It doesn't matter whether the client shops on only one or 100 websites. In the event that an alternative payment method from a third party was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every site where a purchase was made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.

Armed with this information, shoppers online can now be sure that the websites they browse are safe to shop on, and also avoid entering sensitive information when buying. There is no reason to miss out on all the great deals when you shop online for fear of the theft of credit card details.